Van Insurance

If you’re a van driver you’re probably already aware that van insurance can sometimes cost quite a bit more than car insurance. That’s partly because many vans have larger engines than most cars, and they often weigh more than a typical car too – both of which can push a van into a higher, more costly van insurance group.
In addition, a majority of the 4 million vans on the UK’s roads today are used as commercial vehicles, which means there’s a good chance they’ll spend more time on the road and clock up more miles than an average car – two other factors that can push van insurance premiums up.
That’s why it’s more important than ever to shop around when you’re insuring your van, rather than accepting your existing provider’s renewal quote. By using van insurance comparison service you’ll be able to compare quotes from up to 50 insurance providers in a matter of minutes, making it more likely that you’ll find a suitable insurance policy for your van at a price that won’t break the bank.

What’s the difference between commercial and private van insurance?

If you’re comparing types of van insurance cover, here’s a breakdown of the main things to look for:

Commercial van insurance (also known as business van insurance) is for you if you use your van for work in any way – including travel to or from more than one location. There are two main types of commercial van insurance: carriage of own goods (i.e. tools of your trade) and haulage (i.e. goods you’re delivering).

Private van insurance is for drivers who use their van for social, domestic or pleasure – anything other than business.

Courier van insurance is a specialist type of van insurance for those who make regular deliveries. It’s specialist because it’s insurance that is built as a package to suit your needs, so you’ll need to tailor your policy with your provider. This can include goods in transit cover.

Pickup van insurance comes in both private and business form. Pickups can often be open-backed, which means they are treated differently, so you’ll need a separate type of cover.